5 Star Home Care servicing all of Metro Atlanta. For more information contact us at 404-719-4118. Please visit us on the web www.5starhomecare.com. You can also check us out on http://www.facebook.com/5Starhomecare and Twitter @5StarHomeCare1.
Long term care insurance (LTC or LTCI), is a type of insurance product that is sold to help with cost associated with long term care provided for an undetermined amount of time. LTC insurance generally covers the care that Medicare and Health Insurance Companies will not cover. Most individuals that require long-term care are not sick in the traditional sense; however, they are not able to perform their basic activities of daily living (ADL’s). These individuals need assistance with ADL’s such as bathing, dressing, eating, toileting, walking and transferring from the bed or the chair. This type of insurance can be very beneficial for individuals with cognitive impairments such as Dementia and Alzheimer’s disease.
Long term care insurance generally covers home care, assisted living, nursing home and Alzheimer’s facilities. When home care coverage is purchased, the LTC insurance company will pay for all home care services provided. Depending on the type of LTC insurance policy that you have coverage could begin on the first day of service or there could be a deductible period which usually does not last longer than 90 days. You will be allotted a certain dollar amount per day, which could cover an hourly or live in caregiver up to seven days a week, 24 hours a day or up to the policies benefit maximum.
If you have a policy that you are looking into utilizing it for yourself or your loved one please contact 5 Star Home Care for more information at 404-719-4118 or visit us on the web at www.5starhomecare.com.
5 STAR HOME CARE -ALZHEIMER'S CARE, DEMENTIA CARE, (404) 719-4118 